Meet Kai

I’m Elizabeth — most people call me Kai. I’m the Chief Benefits Designer at Ray Tide Services, which is a long way of saying I help people find coverage that actually fits.

I’m independent, so I’m not tied to a single carrier or a single product. That means I can mix and match across health care, supplemental cover, life insurance, legal and identity protection, and wellness products until the package makes sense for you — whether “you” is one person, a household, a small group or a whole business.

Consultations are free and there’s no obligation. You don’t pay me for products; the companies whose products you choose pay me, and I’m not paid more for pointing you at any particular one. If you end up happy, you tell someone — that’s how this business grows, and it’s why I’d rather tell you the truth than make a sale.

What I Care About

• Honesty and transparency
• Trust and integrity
• Empathy and understanding
• Community service
• Peace of mind

Ray Tide Services is Florida-based, and I spend as much time near the water as I can manage — hence the manta ray.